These terms apply to all Workshops, Photo Tours and Cruises.

1. RESERVATIONS

A deposit and completed Personal Information / Registration / Release Form will reserve a place for you on a shiv verma | photography workshop, tour or cruise. Deposits and trip payments may be made by check or bank transfer in US dollars. Full payment of the trip fee is due as stipulated in the registration details of each tour/workshop brochure. If payments are not received when due, we reserve the right to treat your reservation as canceled, as if in writing, as per our cancellation and refunds policy in item 2, below. Trip fees are quoted in US dollars and must be paid in US dollars.

2. CANCELLATIONS AND REFUNDS

We must receive written notice of your cancellation, at which time the following are nonrefundable:

60 days or more before departure: 100% of deposit

59 to 30 days before departure: 50% of trip fee

29 or fewer days before departure: 100% of trip fee

No partial refunds are made for unused portions or services of a trip for any \reason whatsoever. Trips are sold as a package only. This policy also applies to tour extensions and independent travel arrangements. Cancellation fees are not transferable.

This policy differs on certain workshops tours and cruises; please check the Special Terms and Conditions as may be provided below.